TY - GEN AU - Carbó Valverde, Santiago AU - Rodríguez Fernández, Francisco PY - 2005 UR - http://hdl.handle.net/10481/31472 AB - Most of the theoretical and empirical literature on bank margins has dealt solely with interest margins. Applying the seminal Ho-Saunders model (JFQA, 1981) to a multi-output framework, we show that the relationship between bank margins and market... LA - eng PB - Universidad de Granada. Departamento de Teoría e Historia Económica KW - Bank margins KW - Specialization KW - Market structure TI - The determinants of bank margins revisited: a note on the effects of diversification ER -