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dc.contributor.authorCarbó Valverde, Santiago 
dc.contributor.authorRodríguez Fernández, Francisco 
dc.date.accessioned2022-03-09T12:36:36Z
dc.date.available2022-03-09T12:36:36Z
dc.date.issued2022-02-10
dc.identifier.citationCarbó-Valverde, S., Cuadros-Solas, P.J. & Rodríguez-Fernández, F. Entrepreneurial, institutional and financial strategies for FinTech profitability. Financ Innov 8, 15 (2022). [https://doi.org/10.1186/s40854-021-00325-2]es_ES
dc.identifier.urihttp://hdl.handle.net/10481/73246
dc.descriptionThe authors acknowledge the financial support from the FUNCAS Foundation, PGC2018 -099415 -B -100 MICINN/FEDER/UE, and Junta de Andalucia P18-RT-3571 Project.es_ES
dc.description.abstractNotwithstanding the emergence of FinTech startups in the financial services industry, most of these companies face significant difficulties in breaking even and surviving. This study examines the main managerial, institutional, and financial drivers of FinTech profitability and the time it takes for these firms to break even. The database includes relevant qualitative factors, such as foundational characteristics, the technological profile of the startup, and its funding structure. Using the full population of FinTech startups operating in Spain from 2005 to 2017, we observe that most of these firms are unprofitable within three years of their inception. Combining panel data and survival analyses, we empirically find that large and solvent FinTech firms founded by single entrepreneurs in an incubator or accelerator program are more likely to be profitable and prevail. FinTech firms reach their break-even points faster if they receive funding through seed capital.es_ES
dc.description.sponsorshipFUNCAS Foundation PGC2018 -099415 -B -100 MICINN/FEDER/UEes_ES
dc.description.sponsorshipJunta de Andalucia P18-RT-3571es_ES
dc.language.isoenges_ES
dc.publisherSpringeres_ES
dc.rightsAtribución 3.0 España*
dc.rights.urihttp://creativecommons.org/licenses/by/3.0/es/*
dc.subjectFinTeches_ES
dc.subjectProfitabilityes_ES
dc.subjectEntrepreneurshipes_ES
dc.subjectTechnology es_ES
dc.subjectFinancial strategieses_ES
dc.subjectStartupses_ES
dc.titleEntrepreneurial, institutional and financial strategies for FinTech profitabilityes_ES
dc.typeinfo:eu-repo/semantics/articlees_ES
dc.rights.accessRightsinfo:eu-repo/semantics/openAccesses_ES
dc.identifier.doi10.1186/s40854-021-00325-2
dc.type.hasVersioninfo:eu-repo/semantics/publishedVersiones_ES


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Atribución 3.0 España
Except where otherwise noted, this item's license is described as Atribución 3.0 España