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      Financiación
      Acknowledges financial aid from UPV and MCT (BEC2003-02084); Pablo Brañas-Garza from Fundación Ramón Areces (2005) and DGCYT (SEJ2004-07554/ECON). [1]
      Antonio J. Morales acknowledges financial support from MCYT and FEDER grant number BEC 2002-02852. [1]
      Both authors acknowledge finantial support by the Generalitat Valenciana under the project GV06/275 and Centro de Estudios Andaluces I+D 2006. [1]
      Fi nancial support from the Spanish Ministerio de Ciencia e Innovaci ón (ECO2011-25737). [1]
      Financial support by Bancaixa (P1 1B2007-14) and the Spanish Ministry of Science and Innovation (SEJ2008/04636/ECON). Georgantzís acknowledges financial support by the Junta de Andalucía (P07-SEJ-03155). [1]
      Financial support by Bancaixa (P1 1B2007‐14) and the Spanish Ministry of Science and Innovation (SEJ2008/04636/ECON). Georgantzís acknowledges financial support by the Junta de Andalucía (P07‐SEJ‐03155) and the hospitality at LEM, Paris II. [1]
      Financial support from MCI (ECO2010-17049) and Junta de Andalucía (PO7-SEJ-02547). [1]
      Financial support from MCI SEJ2007-62081/ECON) and Excelencia—Junta (P07-SEJ-0254). [1]
      Financial support from MCYT and FEDER, SEC2002-00348 are acknowledged and appreciated. Santiago Carbó also acknowledges financial support from the “Ayudas a la Investigación en las áreas de Economía, la Demografía y Estudios de Población y los Estudios Europeos” of the Fundación BBVA in the project “Integración, competencia y eficiencia en los mercados financieros europeos”. [1]
      Financial support from Spanish MCYT under the Project SEJ2007-62081/ECON. [1]
      Financial support from Spanish MCYT under the Project SEJ2007-62081/ECON. [1]
      Financial support from Spanish Ministry of Education and Science (grant SEJ2006-0630) and BBVA foundation is acknowledged. [1]
      Financial support from the MCI (SEJ2006-11510/ECON, SEJ2007-62081/ECON, ECO2008-04576/ECON and ECO2008-06395-05-03), Junta de Andalucia Excelencia (P07.SEJ.02547) and Instituto de la Mujer (2008.031) is gratefully acknowledged. [1]
      Financial support from the MCI (SEJ2007-62081/ECON), Junta de Andalucía- Excelencia (P07.SEJ.02547) and Instituto de la Mujer (2007 I+D+I/031). [1]
      Financial support from the MCI (SEJ2007-62081/ECON), Junta de Andalucía-Excelencia (P07.SEJ.02547) and Instituto de la Mujer (2007 I+D+I/031). [1]
      Financial support from the Spanish Ministry of Education and Science, through Project SEJ2007-62081/ECON. [1]
      Financial support from the Spanish Institute for Fiscal Studies. [1]
      Financial support from the Spanish Ministerio de Ciencia e Innovaci on (ECO2011-25737). [1]
      Financial support from the Spanish Ministry of Education and Science and the Junta de Andalucía through Projects SEJ2007- 62081/ECON and SEJ-2547, respectively. [1]
      Financial support from the Spanish Ministry of Education and Science (ECO2012-34928, ECO2010-17049), MIUR (PRIN 20103S5RN3 002), Generalitat Valenciana (Research Projects Gruposo3/086), Instituto Valenciano de Investigaciones Econ ómicas (IVIE) Junta de Andaluc ía-Excellence (P07-SEJ-02547), and Fundaci on Ram ón Areces (R+D 2011) . [1]