@misc{10481/91571,
year = {2024},
month = {1},
url = {https://hdl.handle.net/10481/91571},
abstract = {We analyze the factors that explain banks’ profitability globally and by region. With
increasing globalization, knowing the different aspects of bank profitability is essential for
countries’ financial stability and economic growth. This study used a sample of 2,091 commercial
banks operating in 110 countries grouped into major world regions. With random
effect regression models, the global results show that the internal factors that explain the
bank´s profitability are listed entities, impaired loans, efficiency, gross interest margin, and
capitalization. For its part, the most significant external factors are related to the position of
the countries in the ranking by assets, inflation, unemployment, interest rates, and economic
growth. From a regional perspective, the results allow us to deduce with high robustness the
existence of variable sets that determine bank profitability in each region and that regional
models outperform global models in most cases.},
publisher = {Nature Publishing Group},
title = {A global analysis of bank profitability factors},
doi = {10.1057/s41599-023-02545-6},
author = {Lamothe, Prosper and Delgado, Enrique and Solano Sánchez, Miguel Ángel and Fernández, Sergio M.},
}