@misc{10481/107901,
year = {2025},
month = {11},
url = {https://hdl.handle.net/10481/107901},
abstract = {Blockchain and digital technologies are transforming innovation and knowledge creation by reshaping how users
interact with services, make decisions, and engage with digital ecosystems, particularly in the digital sector. This
study examines the psychological and behavioural factors shaping the adoption of blockchain and digital
technologies among digital natives. Drawing on the Technology Acceptance Model, Trust Theory, the Unified
Theory of Acceptance and Use of Technology, the Diffusion of Innovations Theory, the Mobile Payments
Technology Acceptance Model, and the Experience Paradox theory, this study develops and tests a comprehensive framework using Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings highlight
the central roles of trust, perceived utility, and perceived risk in adoption behaviour. On the other hand, previous
digital experience is configured as a moderating factor in the relationship between perceived usefulness and
adoption intention. More experienced users have a more critical attitude towards blockchain, demanding clearer
advantages from such technology. This study seeks to contribute to the existing literature by refining technology
adoption models. Practical recommendations are offered for businesses and policymakers, who seek to foster
innovation processes through actions that build trust, address perceived risks, and help tailor strategies to the
user experience.},
organization = {Unit of Excellence - University of Granada - Campus of Melilla (Reference UCE-PP202402)},
publisher = {Elsevier},
keywords = {Blockchain adoption},
keywords = {Digital natives},
keywords = {Technology adoption models},
title = {Understanding blockchain by digital natives: innovation, trust and psychological factors},
doi = {10.1016/j.jik.2025.100806},
author = {Prados Castillo, Juan Francisco and Martín Martín, José María and Alexeeva-Alexeev, Inna and Guaita Martínez, José Manuel},
}